Nineteen blocks
Sales, subscriptions, funnels, hourly work, staff, rent, purchases, loans, leasing, investments, depreciation, taxes and more. Each block is a short form with plain fields.
Features
Everything a financial model needs, without formulas
FinModel turns plain answers about your business into a month-by-month forecast of profit, cash and taxes. Every number explains itself, and the model warns you about mistakes before they cost money.
AI
Margin looks too highpayroll taxes are missing
!
Cash gap in Marchadd a reserve or a loan
Monthly revenue$38Ktotal $650K
Monthly profit$4.5Kmargin 11.8%
Break-evenmonth 11June 2027
Building the model
15 ready templates
Coffee shop, restaurant, salon, fitness studio, guest house, retail, e-commerce, manufacturing, agency, SaaS, online school, freelancer, family budget and rental property.
A model from a description
Tell the AI assistant what your business is. It asks a few questions and builds the model with numbers for your city.
Any currency and horizon
More than 150 currencies, a forecast for 12, 24 or 36 months, inflation and seasonality by month.
Reports and analysis
Dashboard
Revenue, profit, margin, break-even month, payback and the lowest cash balance at a glance, for every scenario.
Profit and cash separately
A profit and loss statement and a cash flow forecast built from the same blocks, so they always agree.
Goals
Set the profit you want and see the ways to get there: higher price, more sales, lower costs, with exact numbers.
Scenarios
Base, optimistic and pessimistic, or your own. Two sliders change revenue and costs for the whole model.
Analytics
A revenue waterfall, cost structure, sensitivity: which input moves profit the most.
Model check-up
Warnings about forgotten taxes, unrealistic growth, margins far from the market and cash gaps.
Sharing and export
Investor report
A PDF with conclusions in words, charts and yearly totals. On the Business plan without the FinModel logo.
Excel export
Every report with monthly columns, ready for an analyst or a bank.
Saved in your account
Models live in your account and open from any computer. Only you have access.
Explain any number
Click a number, read where it comes from
Formulas are replaced by explanations in words. Every cell in every report knows what it is made of: “Coffee and food sales: 2,272 sales × $4.80 = $10,906”. A partner, a bank or an investor can check the logic without opening a single formula.
Coffee sales10,906
Total income10,906
Baristas3,180
Rent1,400
Total income for March 2027: $10,906. The income rows above are added up.
FinModel and a spreadsheet
The same financial model built in Excel and in FinModel.
| Excel or Google Sheets | FinModel | |
|---|---|---|
| To start | find a template and decode someone else’s formulas | pick a ready model and type your numbers |
| Where a number comes from | unfold formulas and follow references | click it and read the explanation |
| Cash gap | notice it yourself if you thought to calculate it | a warning with the month and the amount |
| Scenarios | a copy of the file for each option | two sliders, all scenarios on one chart |
| “What does it take to…” | tweak inputs by hand | a ready list of paths to the goal |
| Mistakes in the model | nobody tells you | the check-up warns about what is missing |
| Show an investor | send a spreadsheet and explain on a call | a PDF with conclusions in words |
Run the numbers before you spend the money
Seven days of every Pro feature, no card required. Your models stay in your account.